Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,796 4,796 4.8
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,796 Short Term Not Applicable 1,439 3,357

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.17 8.91 8.06 7.0 6.97 6.99
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.59 7.96 7.72 6.66 8.04 8.36
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.21 7.07 6.68 4.75 - 5.91
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.05 7.77 7.42 5.74 6.81 6.54
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.85 7.73 7.17 5.75 6.6 6.65
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.77 7.95 7.51 6.89 6.3 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.77 7.95 7.51 6.88 6.3 7.36
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.57 7.64 7.26 5.8 7.33 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.12 7.36 6.84 8.4 6.68 7.72
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.11 7.88 7.9 6.24 - 6.87
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.9 7.36 6.84 4.79 - 5.25
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.83 7.58 7.03 5.28 6.82 5.87
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.7 7.5 7.48 5.84 7.41 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.4 7.39 6.76 5.24 6.84 7.34
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.33 7.74 7.2 5.82 7.62 7.94
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.08 6.86 6.96 5.24 6.33 7.5
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.8 6.95 6.78 6.12 6.18 8.02
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.68 6.05 5.8 5.03 - 5.76
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.52 6.61 6.3 - - 5.46
Union Dynamic Bond Gr 13-02-2012 1.55 4.45 6.77 6.61 4.66 5.87 6.38
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.27 7.17 7.37 5.59 6.98 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.3 5.79 5.89 4.37 6.03 6.77
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.8 6.94 6.75 4.95 6.87 7.5